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Marcus Ramsell is a Diploma Qualified Member of the Personal Finance Society & Chartered Insurance Institute (DipPFS).
Marcus has over 10 years’ experience in the industry working with both providers and advisory firms. Marcus joined Punter Southall Focus in 2014 as a Para-planner. Since then, he has continued his professional development and in August 2016 achieved his Level 4 status to become a Financial Consultant.
Debi has worked in the Financial Services Industry since 1999 and as a fully qualified Mortgage Adviser since 2004.
She is fully qualified and authorised (Certificate in Mortgage Advice and Practice (CeMAP) and a Member of the London Institute of Banking & Finance (MLIBF)) to transact whole of market business in both the mortgage and insurance sectors and is fully approved to give specialist advice on Equity Release Lifetime Mortgages. Debi is also a specialist in Buy To Let and Let To Buy mortgages, acting for both new and professional landlords alike.
Gabriel is a Chartered Financial Planner and Fellow of the Personal Financial Society. He has over 20 years of industry experience and is qualified to provide advice on all aspects of financial planning.
He works closely with clients to help them achieve their financial goals and takes a particularly interest in helping to build effective and robust retirement strategies. Gabriel is also experienced in providing advice on trust and estate planning to help families pass down their wealth to future generations without compromising their own positions. He is a full member of the Society of Trust and Estate Practitioners (STEP) having attained the TEP (Trust and Estate Practitioner) accreditation in May 2020.
Outside of work Gabriel has a young family and enjoys watching sport, socialising and taking his dog out on long (usually wet) walks in his local woods.
Hardy has over 21 years in the financial services profession with over 13 at Punter Southall JDP where he is a Director. Much of Hardy’s work is referred from professional firms reflecting his expertise in the area of pensions and divorce, trustee investment, inheritance tax planning, equity release, investment and life protection.
Hardy is a Chartered Financial Planner which is a recognised gold standard in financial planning qualifications. He is also an affiliate member of STEP (Society of Trust and Estate Practitioners) having passed the STEP Certificate for Financial Services (Trusts & Estate Planning).
Chartered Financial Planner
Philip has 30 years' experience within financial services and he has now been with Punter Southall JDP for 10 years.
He has a wide depth of knowledge regarding technical issues which is essential in a rapidly changing financial arena, and advises across a wide spectrum of financial planning areas. He is responsible for overseeing the Technical team as well as maintaining the firm’s compliance procedures. Philip also works closely with John and his clients with a personal specialism in Pensions, Inheritance Tax and Investment.
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